Everybody has a financial aspect to their lives. For some people, it dominates everything they do, night and day, and nothing else seems to matter. At the other extreme, there are those who rarely give a thought to their finances, are always in a financial mess, and who have to frequently dig themselves out of a hole.
For most people, the reality is somewhere in between. Money is important, but not everything. It is useful for what it empowers us to do (buy the necessities of life, raise children, buy a house, go on holidays, retire, etc.), and not for its own sake. In other words, the better we organise our finances, the further we can make it go. The more we can do with our limited funds.
This is where a good Financial Planner comes in. He or she should be able to help you organise your finances to get the best out of them, in line with your goals, circumstances and risk appetite. I have been giving Financial Planning advice for over 30 years. During that time I have seen many people’s lives improved by good financial advice, and sometimes damaged by poor advice.
...