John Cameron's personal blog

Serious discussion about your financial position now - and in the future.

A New Approach to Retirement Planning

I’m going to stick my neck out just a bit and say that: “Retirees have got a raw deal over the last couple of decades”.

Nothing new there you might say. But, what I am referring to is the advice that has been available to retirees when it comes to investing their superannuation to produce an income stream.

And, no, this is not another diatribe against financial advisers, as the problem lies much deeper.

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Retirement Income - Where is it?

Recent reports in The West Australian have shown people nearing retirement are confused, with many planning to keep working beyond the “normal” retirement age of 65.

The state of confusion is hardly surprising, given the unique financial times we are in, and the mixed and often contradictory signals that emanate from various sources (who often are pushing their own barrow.)

Talking about mixed signals, let’s start with the stockmarket. Every night, commentators fill our television screens, with graphic accounts of how much the market has gone up, or down during that day. Even if nothing has happened, they still go to great lengths to make it graphic. But, then I guess that is the nature of television. A factual statement such as “nothing much happened on the market today”, - next story please -  would hardly have viewers glued to their sets. After all, there are ratings to think about, aren’t there!

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What you need to know on Sequencing and Retirement Income

What you need to know on Sequencing and Retirement Income - John Cameron - The West Australian on August 21, 2016, 6:00 am. Video Presentation & Article: Different decades, different investment returns.

https://au.news.yahoo.com/thewest/a/32389394/sequencing-and-retirement-income/#page1

Securing Your Future' was the most viewed material on The West Australian’s website yesterday. It’s the online version of The West’s financial planning supplement.  Read more here: http://us3.campaign-archive1.com/?u=1e6f34af574ca6cbaf30d3e8a&id=4d4b85dde5 

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